Eighty Percent of Small Claims Court Cases and Bad Debts Are Not Pursued
Small Claims Court » Eighty Percent of Small Claims Court Cases and Bad Debts Are Not Pursued
This is true for the people of the United States:
- Someone who doesn't pay
- You go to civil court
- The judge agrees in your favor
- You don't get the money owed to you.
Although the civil courts are set up to allow you to get your money back in court, nothing in the manual says that it isn't going to hard. Civil court allows access to basic information on filing any garnishment of wages, liens, bank garnishments and other ways of recovering the money the small claims court awarded to you, however that information is too basic. So that leaves us with only a few options:
- Be defeated by your debtors (Never recover your money)
- Wasting your time trying to figure out how to collect your money yourself
- Talk to an attorney and pay a retainer plus hundreds per hour fees
- Hire a Collection Agency
Although debt collection service isn't hard to figure out once you learn the simple steps of using one, the process will save you time and money in the long run. You would think that judgment is awarded to you, the court system would make it easier for you to recover the funds that you are owed.
Small Claims Courts offers pamphlets to you explaining debtors rights. Try to find out information from one of the court clerks how you go about finding the debtors bank account information or the process of garnishing the wages of the debtor, and you will find a familiar answer - 'we cannot offer legal advice'.
The easiest way to get all of the information about the debtor is a process called skip tracing. Part of this process involves pulling a credit report on the debtor, and being a private investigator to put all of the pieces together. One of the obstacles a creditor will run into is that almost all credit reporters won't let you pull a credit report on someone if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a debt collection service, they will recover your money with no fees out of your pocket, and absolutely no fees unless the money owed to you is recovered. Unlike lawyers who slap you with per hour fees, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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